Please see below the latest update from our underwriters TIF in regards to the recent Flooding in Kerala.
Following reports of the flooding that has impacted Kerala, Southern India on Friday 17th August 2018, we at tifgroup would like to extend our sympathies to those affected and clarify what cover may be available.
We advise all travellers to check the Foreign and Commonwealth Office advice before travelling, and you can do that by checking your chosen destination from the list provided here:
For residents of EIRE please follow the advice of the Department of Foreign Affairs and Trade as follows:
Usually this type of event is unfortunately not covered across the travel insurance industry for claims relating to cancellation. This is because most policies have the following exclusion relating to cancellation “any claim where the fire, flood, earthquake, storm, lightning, explosion, hurricane or infectious disease had already happened before you left home”.
Additional travel and accommodation costs
Should your travel and accommodation arrangements have been affected by the earthquake your policy may cover reasonable additional costs within a certain radius to provide you with alternative options. To find out more please contact your claims team
Returning home early
If you are not able to amend your trip details and have a medical justification for doing so, we are happy to discuss your situation on a case-by case basis.
In the event that you have specific questions not answered by this directive, please feel free to contact us on firstname.lastname@example.org and we will endeavour to offer an answer.