Blog Category Travel Alerts October 10, 2019 By

Japan Typhoon Hagibis

Please see below the latest update from our underwriters TIF in regards to the Typhoon in Japan.

Following the news of the typhoon which is due to impact Japan this weekend (12th October 2019 – 13th October 2019), we at tifgroup would like to clarify what cover may be available under your travel insurance policy.

We advise all travellers to check the Foreign and Commonwealth Office advice before travelling, and you can do that by checking your chosen destination from the list provided here:

https://www.gov.uk/foreign-travel-advice/japan

For residents of EIRE please follow the advice of the Department of Foreign Affairs and Trade as follows:

https://www.dfa.ie/travel/travel-advice/a-z-list-of-countries/japan/

Cancellation
This type of event isn’t usually covered under a travel insurance policy for claims relating to cancellation. This is common across the travel insurance market. This is due to most policies having the following exclusion relating to cancellation “any claims where fire, flood, earthquake, storm, lightening, explosion, hurricane or infectious disease had already happened before you left home”.

We would suggest that you always check your specific policy wording for more information on this and to find out whether you have cover or not.

If you need to come home early
Cutting short your trip may be covered depending on your circumstances. Please refer to your policy wording in the first instance and if you are unsure please contact your claims team. There is no cover for coming home early in the event of loss of enjoyment for whatever reason.

Each travel insurance product varies and we would recommend you check your policy wording to see if any other cover may be available, or alternatively contact your claims team to discuss your individual situation.

In the event that you have specific questions not answered by this directive, please feel free to contact us on directivesqueries@tifgroup.co.uk and we will endeavour to offer an answer.